HAP Senior Plus Henry Ford Tiered Access
HMO

Price: $95.00, per month

Plan Specifics

Coverage Type
Part A, Part B, Part D
Monthly Plan Premium
$95
Contract ID
H2354-018
Annual Medical Deductible
$0
Annual Prescription Deductible
$150
Plan Details

Medicare-Covered Medical Benefits

Category In-Network
Preventive Care Covered at 100%.
Doctor's Office Visits Tier 1: Primary Care Provider Office Visit: $0 copay. Specialist Office Visit: $30 copay; $0 copay applies for diabetic condition specific podiatry services. Tier 2: Primary Care Provider Office Visit: $35 copay. Specialist Office Visit: $50 copay; $0 copay applies for diabetic condition specific podiatry services.
Annual Physical Medicare-covered Benefits: Covered. The Routine Physical Exam is covered once per calendar year.
Inpatient Hospital Care Inpatient Hospital Coverage $275 per day for days 1 through 6. $0 per day for days 7 through 90 for tier 1 providers. Inpatient Hospital Coverage $350 per day for days 1 through 6. $0 per day for days 7 through 90 for tier 2 providers.
Emergency Care Emergency Room: $130 copay.
Urgently Needed Services Urgent Care: $45 copay.
Ambulance $275 copay.
Ambulatory Surgical Center $80 copay tier 1. $120 copay tier 2.
Chiropractic Services 1 Office visit per year: $15 copay 1 set of X-rays per year: $0 copay tier 1, $35 copay tier 2. Manual Manipulation of Spine: $15 copay.
Diabetes Screening, Diabetes Self- Management Training, Diabetic Services & Supplies $0 copay. Insulins covered under Medicare Part B are subject to a coinsurance cap of $35 for one month’s supply of insulin with no deductible.
Outpatient Therapy (Physical, Occupational, Speech, Cardiac) $10 - $30 copay.
Diagnostic Procedures (Includes Genetic Testing) /Lab Services/Imaging Diagnostic Procedures/Tests: $0-$100 copay for tier 1 providers/facilities and $0- $200 copay for tier 2 providers/facilities. X-Ray Services: $0 copay for tier 1 providers/facilities and $35 copay for tier 2 providers/facilities. Therapeutic Radiological Services: $25 copay for tier 1 providers/facilities and $40 copay for tier 2 providers/facilities.
Outpatient Hospital & Observation Services Outpatient hospital: $115 for tier 1 providers/facilities and $205 for tier 2 providers/facilities.

Non-surgical services: $55 for tier 1 providers/facilities and $100 for tier 2 providers/facilities.
Medical Equipment/Supplies Durable Medical Equipment: 10% - 20% coinsurance. Tier 1 vendor 10%. Tier 2 vendor 20%. Prosthetic Devices: 10% - 20% coinsurance. Tier 1 vendor 10%. Tier 2 vendor 20%. Diabetic Supplies and Services: $0 - 20% coinsurance. Tier 1 vendor 0% coinsurance. Tier 2 vendor 20% coinsurance. 0% coinsurance applies for continuous glucose monitors when obtained at a pharmacy. 20% coinsurance applies for all other diabetic supplies and services.
High-Tech Diagnostic Radiology Services Tier 1: $0 peripheral vascular disease ultrasounds. $100 high tech diagnostic tests.(CT, MRI, PET scan).Tier 2: $0 peripheral vascular disease ultrasounds.$200 high tech diagnostic tests.(CT, MRI, PET scan).
Other Diagnostic Test/Procedures Pacemaker testing, allergy testing, bone density testing, surgical supplies (splints and casts included). Tier 1: $0 copay. Tier 2: $0 copay.
Ultrasounds Tier 1: $100 copay. Tier 2: $200 copay.
Outpatient X-rays Tier 1: $0 copay. Tier 2: $35 copay.
Therapeutic radiology services, such as radiation treatment for cancer Tier 1: $25 copay. Tier 2: $40 copay.
Mental Health Services Tier 1: $0 copay. Tier 2: $35 copay.
Foot Care (Podiatry Services) Podiatry Services and Routine Foot Care: $0 - $50 copay; $0- $30 for tier 1 and $0-50 tier 2. $0 copay applies for diabetic condition specific podiatry services.
Skilled Nursing Facility $0 copay for days 1 to 20. $218 copay for days 21 to 100.
Additional Services
Not Covered By Medicare
  
Hearing Services Medicare-covered Benefits: $0 - $50 copay. Routine Hearing Exams: $0. Fitting/Evaluation for Hearing Aid: $0. Must use NationsHearing®.
Allowance for Hearing Aids Hearing Aids (All Types): Covered. All Types: $0 - $1575 copay. Must use NationsHearing®.
Vision Services Medicare-covered Benefits: $0 - $50 copay. Routine Eye Exam: $0 through Eyemed Insight Network.
Allowance for Eyewear Contact Lenses: Covered. Eyeglasses (Lenses and Frames): Covered. $150 allowance. Must use Eyemed insight network.
Dental Services Preventive & comprehensive dental through Delta Dental PPO Network- Includes $2,000 max for preventive and comprehensive services combined; including 2 oral exams, 2 cleanings or 2 periodontal cleanings, 2 fluoride treatments, brush biopsy, 1 set of bitewings per year and 50% on root canals, fillings, onlays, crowns, crown repairs and simple extractions. Doesn't apply to Ded or MOOP. No prior auth or referral required. For the buy-up dental option review at bottom.
Wellness Programs Fitness Benefit, Nutritional/Dietary Counseling, Unlimited Sessions of Smoking & Tobacco Cessation Counseling. Population Health & Care Management Programs.
Fitness Benefits As a member, you have a fitness benefit through SilverSneakers® at no additional cost. SilverSneakers® can help you live a healthier, more active life through fitness and social connection. You are covered for a fitness benefit through SilverSneakers® at participating locations. You have access to instructors who lead specially designed group exercise classes. At participating locations nationwide, you can take classes plus use exercise equipment and other amenities. Additionally, SilverSneakers FLEX® gives you options to get active outside of traditional gyms (like recreation centers, malls and parks). SilverSneakers also connects you to a support network and virtual resources through SilverSneakers LIVE™ classes, SilverSneakers On-Demand™ videos and our mobile app, SilverSneakers GO™.
Transportation 12 one-way trips - Includes doctor, dentist, optical, hearing and pharmacy visits. Powered by Veyo®.
Flexcard $70 per qtr; with rollover to next qtr for OTC & healthy food*/produce*; includes retail.

*This benefit is a special supplemental benefit for the chronically ill (SSBCI) and is made available to members with one or more qualifying chronic conditions. Not all members will qualify for this benefit. Qualifying chronic conditions include but are not limited to diabetes, cardiovascular disorders, chronic lung disorders, cancer, and dementia. For a complete list of qualifying chronic conditions please see the plan’s Evidence of Coverage (EOC).
OTC Coverage available with Flex Card allowance. (See Flex Card details above).
Meal Benefit Limited to 2 discharges per year of 28 meals /14 days; max of 56 meals per year.
Optional Dental Benefit - Delta 50 Member pays: Additional $37.90 per month. Benefits Include: $0 Deductible Max Benefit $2,000. Plan Pays: Comprehensive Svcs 0% - 100%; Does not apply to Ded or MOOP; No prior auth or referral required. Delta Dental PPO Network.

Prescription Drug Benefits

Coverage Type: Part D
Pre-initial coverage limit
Standard Retail Cost Sharing - One Month Supply
Standard Retail Cost Sharing - Three Month Supply
Standard Mail Order Cost Sharing - Three Month Supply
Preferred Retail Cost Sharing - One Month Supply
Preferred Retail Cost Sharing - Three Month Supply
Preferred Mail Order Cost Sharing - Three Month Supply
Tier 1 - Preferred Generic $7 $21 $21 $0 $0 $0
Tier 2 - Generic $16 $48 $48 $9 $27 $0
Tier 3 - Preferred Brand 17% 17% 17% 15% 15% 15%
Tier 4 - Non-Preferred Brand 41% 41% 41% 39% 39% 39%
Tier 5 - Specialty Tier 33% N/A N/A 33% N/A N/A

Important Message About What You Pay for Insulin - You won’t pay more than $35 for a one-month supply of each covered insulin product regardless of the cost-sharing tier, even if you haven’t paid your deductible.

Insulins administered with an infusion pump are covered as a Part B medical benefit. You won’t pay more than $35 for one-month supply of insulin, with no deductible.