HAP Senior Plus Henry Ford Tiered Access
HMO

Price: $95.00, per month

Plan Specifics

Star Rating
Coverage Type
Part A, Part B, Part D
Monthly Plan Premium
$95
Contract ID
H2354-018
Annual Medical Deductible
$0
Annual Prescription Deductible
$0
Max Enrollee Out-of-Pocket
$4,750 Annual In-Network
Plan Details

Plan Covered Medical Benefits

Category In-Network
Allowance for Eyewear Contact Lenses: Covered. Eyeglasses (Lenses and Frames): Covered. $150 allowance. Must use Eyemed insight network.
Allowance for Hearing Aids Hearing Aids (All Types): Covered. All Types: $0 - $1575 copay. Must use NationsHearing®.
Ambulance $275 copay.
Ambulatory Surgical Center $80 copay tier 1. $120 copay tier 2.
Annual Physical Medicare-covered Benefits: Covered. The Routine Physical Exam is covered once per calendar year.
Chiropractic Services 1 Office visit per year: $15 copay 1 set of X-rays per year: $0 copay tier 1, $35 copay tier 2. Manual Manipulation of Spine: $15 copay.
Dental Services Preventive & comprehensive dental through Delta Dental PPO Network- Includes $1,500 max for preventive and comprehensive services combined; including 2 oral exams, 2 cleanings or 2 periodontal cleanings, 2 fluoride treatments, brush biopsy, 1 set of bitewings per year and 50% on root canals, fillings and simple extractions. 25% on onlays, crowns, crown repairs. Doesn't apply to Ded or MOOP. No prior auth or referral required. For the buy-up dental option review at bottom.
Diabetes Screening, Diabetes Self- Management Training, Diabetic Services & Supplies $0 copay. Insulins covered under Medicare Part B are subject to a coinsurance cap of $35 for one month’s supply of insulin with no deductible.
Diagnostic Procedures (Includes Genetic Testing) /Lab Services/Imaging Diagnostic Procedures/Tests: $0-$100 copay for tier 1 providers/facilities and $0- $200 copay for tier 2 providers/facilities. X-Ray Services: $0 copay for tier 1 providers/facilities and $35 copay for tier 2 providers/facilities. Therapeutic Radiological Services: $25 copay for tier 1 providers/facilities and $40 copay for tier 2 providers/facilities.
High-Tech Diagnostic Radiology Services Tier 1: $0 peripheral vascular disease ultrasounds. $100 high tech diagnostic tests.(CT, MRI, PET scan).Tier 2: $0 peripheral vascular disease ultrasounds.$200 high tech diagnostic tests.(CT, MRI, PET scan).
Doctor's Office Visits Tier 1: Primary Care Provider Office Visit: $0 copay. Specialist Office Visit: $30 copay; $0 copay applies for diabetic condition specific podiatry services. Tier 2: Primary Care Provider Office Visit: $35 copay. Specialist Office Visit: $50 copay; $0 copay applies for diabetic condition specific podiatry services.
Emergency Care Emergency Room: $130 copay.
Flexcard $20 per qtr for OTC; includes retail, with no rollover.
Foot Care (Podiatry Services) Podiatry Services and Routine Foot Care: $0 - $50 copay; $0- $30 for tier 1 and $0-50 tier 2. $0 copay applies for diabetic condition specific podiatry services.
Hearing Services Medicare-covered Benefits: $0 - $50 copay. Routine Hearing Exams: $0. Fitting/Evaluation for Hearing Aid: $0. Must use NationsHearing®.
Inpatient Hospital Care Inpatient Hospital Coverage $275 per day for days 1 through 6. $0 per day for days 7 through 90 for tier 1 providers. Inpatient Hospital Coverage $350 per day for days 1 through 6. $0 per day for days 7 through 90 for tier 2 providers.
Meal Benefit Limited to 2 discharges per year of 28 meals /14 days; max of 56 meals per year.
Medical Equipment/Supplies Durable Medical Equipment: 10% - 20% coinsurance. Tier 1 vendor 10%. Tier 2 vendor 20%. Prosthetic Devices: 10% - 20% coinsurance. Tier 1 vendor 10%. Tier 2 vendor 20%. Diabetic Supplies and Services: $0 - 20% coinsurance. Tier 1 vendor 0% coinsurance. Tier 2 vendor 20% coinsurance. 0% coinsurance applies for continuous glucose monitors when obtained at a pharmacy. 20% coinsurance applies for all other diabetic supplies and services.
Mental Health Services Tier 1: $0 copay. Tier 2: $35 copay.
Optional Dental Benefit Member pays: Additional $38.90 per month. Benefits Include: $0 Deductible Max Benefit $2,000.

Plan Pays: Comprehensive Svcs 0% - 100%; Does not apply to Ded or MOOP; No prior auth or referral required. Delta Dental PPO & Premier Network.
OTC Coverage available with Flex Card allowance. (See Flex Card details above).
Other Diagnostic Test/Procedures Pacemaker testing, bone density testing, surgical supplies (splints and casts included). Tier 1: $0 copay. Tier 2: $0 copay.
Outpatient Hospital & Observation Services Outpatient hospital: $150 for tier 1 providers/facilities and $205 for tier 2 providers/facilities.

Non-surgical services: $55 for tier 1 providers/facilities and $100 for tier 2 providers/facilities.
Outpatient Therapy (Physical, Occupational, Speech, Cardiac) $30 - $35 copay.
Outpatient X-rays Tier 1: $0 copay. Tier 2: $35 copay.
Preventive Care Covered at 100%.
Fitness Benefits As a member, you have a fitness benefit through One Pass ® at no additional cost. Access to one of the largest fitness networks in the nation.
Skilled Nursing Facility $0 copay for days 1 to 20. $221 copay for days 21 to 100.
Therapeutic radiology services, such as radiation treatment for cancer Tier 1: $25 copay. Tier 2: $40 copay.
Transportation 12 one-way trips - Includes doctor, dentist, optical, hearing and pharmacy visits. Powered by Veyo®.
Ultrasounds Tier 1: $100 copay. Tier 2: $200 copay.
Urgently Needed Services Urgent Care: $50 copay.
Vision Services Medicare-covered Benefits: $0 - $50 copay. Routine Eye Exam: $0 through Eyemed Insight Network.
Wellness Programs Fitness Benefit, Nutritional/Dietary Counseling, Unlimited Sessions of Smoking & Tobacco Cessation Counseling. Population Health & Care Management Programs.

Prescription Drug Benefits

Coverage Type: Part D
Pre-initial coverage limit
Standard Retail Cost Sharing - One Month Supply
Standard Retail Cost Sharing - Three Month Supply
Standard Mail Order Cost Sharing - Three Month Supply
Preferred Retail Cost Sharing - One Month Supply
Preferred Retail Cost Sharing - Three Month Supply
Preferred Mail Order Cost Sharing - Three Month Supply
Tier 1 - Preferred Generic $7 $21 $21 $0 $0 $0
Tier 2 - Generic $14 $42 $42 $8 $24 $0
Tier 3 - Preferred Brand 22% 22% 22% 20% 20% 20%
Tier 4 - Non-Preferred Brand 50% 50% 50% 48% 48% 48%
Tier 5 - Specialty Tier 33% N/A N/A 33% N/A N/A

Important Message About What You Pay for Insulin - You won’t pay more than $35 for a one-month supply of each covered insulin product regardless of the cost-sharing tier, even if you haven’t paid your deductible.

Insulins administered with an infusion pump are covered as a Part B medical benefit. You won’t pay more than $35 for one-month supply of insulin, with no deductible.

Plan Documents

Medicare Star Ratings
Delta Dental (Find A Dentist)
Summary Of Benefits
Find a HAP Doctor
HAP Medicare Member Resources
HAP Medicare Options
Nations Hearing
Over-the-Counter Benefit